For you, this is not a bill

My review of Steven Brill's Obamacare book is up today:

My daughter spent the first six weeks of her life in intensive care. She finally came home, trailed by a long series of bills. The hospitals also sent letters announcing, “This is not a bill,” then detailing what we would owe them if it were—that is, if we didn’t have insurance. The total: more than $250,000. What would we have done with such a bill? Borrowed from every family member and friend we have? Filmed a heartstrings-tugging fund-raising video? Gone bankrupt?

I know others who have gone through something similar and have concluded that the U.S. health-care system is broken and that Obamacare has done little to fix it. Are they right? Does the signature progressive achievement of the Obama years represent only minimal progress?