When Jim Douglass graduated from college, his father sent him a life insurance policy. Jim thanked his father but returned the policy. He could not accept the gift, he said, because he wanted to understand the truth of an “economics of providence” that he had read about in Matthew 6. Rather than pay premiums on a life insurance policy, Jim said he would store up treasure in heaven by sending a monthly payment to provide basic care for a little girl in France. I’m convinced that Jim is right.