Looking back to history to find yet another approach to atonement will not solve the problem, but a reconsideration of the physical or mystical theory of how Christ saves us might contribute to more fruitful and civil conversation.
Heather from Oregon sounds like a born-again woman, financially speaking. “I finally got everything paid. . . . No more credit cards, no more student loan!“ She thanks radio personality and anticredit crusader Dave Ramsey for freeing her from her bondage to consumer debt.She's not the only Ramsey fan. The tough-talking, quick-witted evangelical radio personality from Nashville has an audience of millions that includes both religious and secular listeners.
Everyone seems to agree that America's moral fabric is being undermined by the unwise proliferation of consumer credit. We readily believe those who claim that easy credit fuels rampant hedonism and leads many to bankruptcy. Wistfully, we compare ourselves to ancestors who supposedly controlled their spending and never went into debt. We believe that our present affluence is a bubble that will surely burst.