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Money advice from a scrapper

Recently a friend came to me for financial advice. I was stunned, because... well... we don’t have money. We have a home. We have equity. We have retirement savings. We have a plan to send our daughter to college. But, our day-to-day lives are lean. There have been a couple bountiful years here and there, but for the most part, we have to be careful.

Why ask the person with no money for financial advice?

Then I realized he didn’t need financial advice from someone who had a lot of money. He needed it from those of us who are scrappers and still maintain a good life. 

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