Beginning in the 17th century and extending through the 19th, establishing colleges was a primary Protestant strategy. Even groups like the Methodists and Baptists, which initially downplayed the importance of higher education, soon joined the founding frenzy.
Everyone seems to agree that America's moral fabric is being undermined by the unwise proliferation of consumer credit. We readily believe those who claim that easy credit fuels rampant hedonism and leads many to bankruptcy. Wistfully, we compare ourselves to ancestors who supposedly controlled their spending and never went into debt. We believe that our present affluence is a bubble that will surely burst.
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