Phil Harmon was a successful business executive with deep roots in the Quaker community of the Northwest. By the 1990s the Oregon man had several homes in Oregon and Washington State. In his early career, he sold insurance.
Suppose you and I were on the dock at the Boston Tea Party in 1773. Suppose you, being well heeled and generous, gave me a dollar (in 2002 currency value) and, a second later, gave me another. Your means and generosity were lavish, so you and your agents kept giving me and my friends a dollar a second, night and day, 365 days a year.